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Not only do most women outlive their spouses and live many years alone, their health in later years may require additional caregiving. If they have been long time caregivers beforehand, they may have spent or lost opportunities for significant retirement savings. “‘Women who take early retirement or otherwise modify their employment to provide care not only lose wages and wage-related benefits, but also jeopardize their own sources of income for their later years’” (Holstein, 1999, p. 233). When women begin to need long-term care themselves, lack of funds can create complications as “Medicare does not reimburse long-term care and covers home health care only if there is no one at home to provide it” (Nelson, 1999, p. 90).
“The longer lives of women and the relatively older ages of men at marriage mean that men have spouses to care for them while women are likely to be widows” (Holstein, 1999, p. 230). Considering my friend Cat’s second husband turns 80 years old next year, and she is still in her 50s, she will likely outlive her husband. In later life, she will probably require an in home caregiver or need to move to a retirement home. She will be just one of many women facing her caregiving needs alone.
References:
Holstein, M. (1999). Home Care, Women, and Aging: A Case Study of Injustice. In M. U. Walker (Ed.), Mother Time. Women, Aging, and Ethics. (pp. 227-244). Lanham: Rowman & Littlefield Publishers, Inc.
Nelson, H. L. (1999). Stories of My Old Age. In M. U. Walker (Ed.), Mother Time. Women, Aging, and Ethics. (pp. 75-95). Lanham: Rowman & Littlefield Publishers, Inc.
Ray, R. E. (2004). Toward the Croning of Feminist Gerontology. Journal of Aging Studies. 18.1. (pp. 109-121).
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